There are two views of time: linear and cyclical. Linear has a beginning, middle, and end. Cyclical view involves a cycle of chaos, growth, order, and decline. They don’t view time as having a beginning or an end. These people would be more pessimistic and have less hope in the future.They are less likely to have long-term improvement in their lives. Because of these reasons, cyclical people would have lower capital compared to those who have a linear view of time and will have a higher capital. People with linear views of time are more hopeful and are willing to work harder for a better future. Cyclical people think the present time will be as good as it will get and lose creativity, which will affect their ability to increase their capital.